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"Sterling and Sterling was able to enhance our company's coverage while lowering its costs. Thomas Clementi, Vice President, personally evaluated our risk and was able to reduce our premium. By implementing their SureRISK® suite of services, including SureTech, SureControl, and SureWatch, they were able to save our company over a $100,000 a year."

Steven Chen, Executive Vice President,
Crystal Windows and Doors Systems, Inc

Sterling & Sterling's services helped us significantly reduce our insurance costs. Their analysis of our Workers Compensation classifications and recommendations were instrumental in our great savings."

John Di Giacomo, former EVP,
North Fork Bank

"So far, you saved us $12,183 in the prior year and $17,445 in the current year. What is even better, is that your reclassification of our employees will continue to save us money each year into the future."

Alan Gold, VP of Finance ,
Tri Component Products Corporation

"Using their Risk Profile System®, Sterling & Sterling reduced our costs by 40% while improving coverage. Because of errors found using SureCOVER® they were able to get money back from previous years. By instituting SureWATCH® we are better equipped to pass potential claims to our suppliers. We reduced risk and are spending less."

David Singh, COO ,
Sultan Health Care

"Before Sterling & Sterling gave me their SureWATCH® service, it was up to me to chase and review Certificates of Insurance from our sub contractors. Once we received the Certificates it was impossible for us to tell if they were valid. Not only is the SureWATCH® service saving time, Sterling was able to reduce our costs significantly and improve our coverage. We reduced our risk and now spend less."

Malcom Koubel,
Pinewood Development Corporation

SureTREND®

Actuarial analysis detailing expected development of claims

Insurance companies employ their own in-house actuaries that calculate the expected risk of a claim being filed for your operations. Since insurance companies profit from premiums charged based on the risk, we look for a second opinion. The service includes the following:

Actuarial report shows the expected development of claims

I. Predicts future claims experience

II. Ensures that the carrier is properly setting loss reserves

III. Identifies causes of loss that are most frequent

Used to negotiate lower premiums

I. Review of the predictions made by the Actuary at the insurance company

II. Establishment of accounting reserves for self-insured and retro policies

III. Identification of the cause of frequent losses

Using a secondary actuarial analysis allows us to negotiate with insurance companies. It also allows us to determine if alternate risk methods are optimal for your business. The analysis will isolate specific loss drivers, which reduces your Risk Profile and can lead to safer operations for your company.

SureRISK®

Reduce Risk, Spend Less